Effective Date: July 1st, 2025

Welcome to Bountti

These Terms and Conditions ("Terms") govern your use of the services provided by Bountti ("we," "us," or "our"). By accessing or using our platform, you agree to comply with these Terms. If you do not agree, please do not use our services.

1. Acceptance of Terms

By using our payment gateway services, you confirm that you are at least 13 years old and have the legal capacity to enter into these Terms.

2. Services Provided

We facilitate secure payment processing between merchants, customers, banks, and financial institutions. Our services include transaction authorization, settlement, and related payment functionalities.

3. User Responsibilities

You agree to provide accurate, complete, and current information when registering and using our services.

You are responsible for maintaining the confidentiality of your login credentials.

You agree to use the services only for lawful purposes and in accordance with these Terms.

4. Prohibited Activities

You shall not:

Engage in fraudulent, illegal, or unauthorized transactions.

Attempt to disrupt or compromise our platform's security.

Use our services to transmit malicious software or spam.

Violate any applicable laws or regulations.

5. Payment Processing

Transactions are processed subject to verification and approval by financial institutions.

We do not guarantee the availability or success of any transaction.

We are not responsible for merchant or customer payment disputes or chargebacks.

6. Fees and Payment

Fees for our services are outlined on our website and are subject to applicable taxes.

Payments are due according to the terms specified, and failure to pay may result in suspension or termination of services.

7. Privacy and Data Security

Your use of our services is subject to our Privacy Policy. We implement industry-standard security measures to protect your data but cannot guarantee absolute security.

8. Termination

We reserve the right to suspend or terminate your access to our services at our discretion, with or without notice, for violations of these Terms or legal reasons.

9. Limitation of Liability

To the extent permitted by law, we shall not be liable for any damages, losses, or expenses arising from or related to the use or inability to use our services, including but not limited to transaction failures or data breaches.

10. Indemnification

You agree to indemnify and hold harmless Bountti and its affiliates from any claims, damages, or liabilities resulting from your breach of these Terms or misuse of our services.

11. Changes to Terms

We may update these Terms periodically. Changes will be effective upon posting. Continued use of our services constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of Queensland, Australia, without regard to conflict of law principles.

13. Contact Information

For questions or concerns, contact us at: payments@bountti.