USA payment pricing
Simple pricing.
Secure transactions.
More ways to get paid.
Backed by PCI DSS Level 1–compliant processing infrastructure, our solutions offer encryption, secure tokenization, and advanced fraud prevention tools to help safeguard sensitive payment information and reduce transaction risk.
Accept payments online, in person, by bank transfer, digital currency and with buy now pay later.
Visa, Mastercard, American Express, Discover and more supported
Choose how you get paid
Choose a predictable flat rate or Interchange+ pricing for greater transparency.
Online
Online & Recurring Payments
For ecommerce, subscriptions, invoices and card-not-present payments.
Flat Rate
2.75% + $0.25
per transaction
Interchange+
0.50% + $0.25
per transaction, plus interchange and card-network costs pass ed through at cost
Standard gateway and payment processing included
Tokenisation and recurring payments supported
In store
In-person payments
For retail, hospitality and service businesses using payment terminals.
Flat Rate
2.55% + $0.10
per transaction
Interchange+
0.40% + $0.10
per transaction, plus interchange and card-network costs passed through at cost
Terminal solutions available
Wireless terminal costs apply where selected
Bank to bank
ACH payments
A cost-effective option for invoices, account-to-account payments and larger transactions.
Transactions under $2,500
0.40% + $0.25
capped at $4
Transactions of $2,500 or more
0.50% + $0.25
capped at $14
Same-day ACH and faster funding options available (approval required).
Real-Time Payments (RTP) available (approval required).
Digital currency
Crypto payments
Accept 280+ digital currencies with same-coin settlement and flexible custody options.
Same-coin settlement
0.80%
per transaction
Convert to another coin
+0.50%
external-wallet blockchain network costs may also apply
Multiple coin custody accounts supported
Same-coin receipt into custody or external wallets may avoid conversion costs
Need pricing built around your business?
Custom Flat Rate and Interchange+ pricing is available for larger, high-volume, enterprise and unique businesses.
Different Pricing Models Explained
Other costs, clearly explained
Most businesses will only use some of these services. A cost applies only when the related service, event or equipment is used.
Card processing
| ITEM | COST |
|---|---|
| International and cross-border costs Where applicable | At cost |
| Currency conversion / FX Where applicable | At cost |
| Chargeback | $13 |
| Retrieval request | $7.50 |
Wireless terminals
| ITEM | COST |
|---|---|
| Activation |
$15 per terminal |
| Monthly connection |
$11 per terminal |
| Wireless transaction |
$0.03 per transaction |
OPTIONAL CARD SERVICES
| ITEM | COST |
|---|---|
| AVS electronic | $0.04 per call |
| AVS voice | $2.00 per call |
| Voice authorization | $0.95 per call |
| Voice authorization - issuer referral | $2.50 per call |
| Auto Account Updater setup | $500 once |
| Auto Account Updater monthly | $50 per month |
| Auto Account Updater | $0.90 per update |
Additional ACH services and event costs
| ITEM | COST |
|---|---|
| Returned ACH | $4 |
| Unauthorized ACH return / chargeback | $35 |
| Proof of authorization | $10 |
| Same-Day ACH | $0.50 |
| Real-Time Payment (RTP) | $1.00 |
| Premium / advanced funding | $0.50 |
| Account validation | $0.12 |
| Enhanced account validation | $0.25 |
| Premier account validation | $0.50 |
| Consumer identity verification | $0.50 |
| Credentialed token creation | $1.50 |
| Credentialed balance check | $0.20 |
OPTIONAL CARD SERVICES
| ITEM | COST |
|---|---|
| AVS electronic | $0.04 per call |
| AVS voice | $2.00 per call |
| Voice authorization | $0.95 per call |
| Voice authorization - issuer referral | $2.50 per call |
| Auto Account Updater setup | $500 once |
| Auto Account Updater monthly | $50 per month |
| Auto Account Updater | $0.90 per update |
Additional ACH services and event costs
| ITEM | COST |
|---|---|
| Returned ACH | $4 |
| Unauthorized ACH return / chargeback | $35 |
| Proof of authorization | $10 |
| Same-Day ACH | $0.50 |
| Real-Time Payment (RTP) | $1.00 |
| Premium / advanced funding | $0.50 |
| Account validation | $0.12 |
| Enhanced account validation | $0.25 |
| Premier account validation | $0.50 |
| Consumer identity verification | $0.50 |
| Credentialed token creation | $1.50 |
| Credentialed balance check | $0.20 |
Included as standard
The essentials needed to manage and securely process your payments.
Manage your account
Merchant account administration
Merchant dashboard
Standard gateway access
Process securely
Standard PCI administration
Standard security and compliance administration
Payment tokenisation and infrastructure
Let’s find the right setup.
Tell us how you take payments and we’ll help you choose.
All prices are in USD. Pricing is subject to approval, the merchant’s executed Merchant Agreement and applicable Pricing Schedule. Interchange and card-network costs under Interchange+ are passed through at cost. International, cross-border, currency-conversion and exceptional third-party costs may apply at cost. Optional services apply only when enabled or used. Terminal, equipment and deployment costs can vary by solution.
