Most gateways tie you to one payment source.

• Bountti connects you to multiple payment rails, including :

• Card payments (Visa/Mastercard/Amex/EFTPOS, Discover, Diners, UnionPay and more)

• Crypto Payment Gateway

• Online eComm Checkout

• Recurring & Subscription Billing

• Payment Links

• Tap-on-Glass

• Hosted Payment Pages

• Buy Now Pay Later

• In-store Payment terminals

• Alternative payment providers

This means you are never locked in, never left stranded and potentially open up new customer avenues.

Our expert team will review your business operations and transaction volume to match you with the most cost-effective and reliable payment method(s) for your consideration.

By understanding your business model, volume, region, and customer profile, Bountti matches you to the best provider and fee structure among multiple processors, not just one.

This means:

• Lower fees

• Higher approval rates

• Better payment flexibility

During the application process, you may select which card schemes and alternate payment methods (such as Crypto) you want quoted:

From there we match the best provider to meet your needs at the lowest rates

This depends on the provider. Some solutions have small monthly fees if you don’t transact during that month.

No. All applicable fees are listed clearly in your schedule.

If any provider updates fees in the future, you will be notified before any changes take effect.

Fees are automatically deducted from each transaction at the time of settlement or at the end of the month depending on your setup, unless otherwise specified.

Yes. Higher processing volumes may qualify you for discounted rates.

If your sales grow, we can review and adjust your fee structure accordingly.

Settlement times depend on your payment setup, but commonly:

• Next business day (5-days a week).

• Next or same day incl. Pub Hols (7-days a week) if approved at a small additional cost.

Crypto and certain alternative payment methods may vary.

This schedule outlines the transaction fees, settlement fees, and any subscription or terminal fees (if applicable) based on your selected payment solutions.

Each payment method (e.g., Visa/Mastercard, Amex, EFTPOS, Crypto, BNPL) is processed through different networks, so fees vary depending on:

• Card type

• Payment network

• Transaction method (online or in-store)

• Risk profile of the business

• Transaction volume

Yes, usually $35 or less per occurence. Standard industry dispute fees may apply if a customer challenges a transaction.

Bountti provides documentation support to help you respond effectively.

Chargebacks are handled based on the policies of the payment network. Bountti will assist in documentation and response.

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Yes, just indicate “ Starting a new account.” Bountti will help set everything up from scratch so you launch with strong, stable payment infrastructure.

This helps Bountti correctly match your business to the right payment gateway partner and secure the best possible processing rates. Different providers specialize in different volume levels, so knowing your estimated turnover prevents:

• Overpaying on fees

• Being placed in the wrong risk category

• Future account limitations or holds

This is an estimate, it does not affect your approval.

Visa, Mastercard, and banking regulators require merchants to clearly display:

• How customers are billed

• What they are buying

• How refunds are handled

If these policies are missing, your gateway may delay activation or request edits.

Bountti guides you if updates are needed, no legal jargon required.

No problem, Bountti can provide simple plug-and-use templates you can paste onto your website.

Most businesses have these set up in under 15 minutes.

Sometimes. This helps Bountti:

• Identify where you may be overpaying

• Provide a like-for-like or better rate

• Ensure we avoid providers known for withholding funds

This info does not impact your approval, it simply allows Bountti to negotiate better on your behalf.

Yes. Because Bountti verify properly at the start, your account experiences:

• Fewer risk flags

• Stable settlements

• Consistent payouts

This is how Bountti protects your business from issues many merchants experience elsewhere.

Step 1 usually takes 2-5 minutes. It simply collects basic business information to:

• Confirm we can help you.

• Get the strongest quote for your consideration.

• Place you with the correct provider(s).

Start Step 1: https://bountti.com/enquiry

No. Step 1 is simply a business verification + rate assessment. There are no credit checks at this stage.

You’ll receive:

• Your recommended payment setup

• Rate options based on your profile

• Instructions for Step 2 document verification (simple and guided)

Most businesses complete activation within 1-3 business days

This is an offer we sometimes are able to run for our merchants. Please enquire.

Payments are a serious business! Bountti and its partners request basic business and identity documents to identify the business. This greatly reduces fraud and scamming which ultimately help us all.

To complete verification smoothly, please have the following ready:

• A recent bank statement (you may hide your account balance; Bountti only need the registered name, address and account details).

• Passport or Driver’s License for each business owner with 25%+ beneficial ownership.

• A selfie photo of the business owner(s) (to confirm identity).

• Medicare card.

These documents allow us to confirm that the business and authorized individuals are legitimate and permitted to operate financial services.

This is a standard compliance requirement across the payments industry. It ensures the business is not being used for fraudulent or high-risk activities and helps protect your merchant account from disputes, frozen funds, or regulatory shutdowns.

Bountti does not check balances.

The bank statement simply confirms:

• Your business bank account name & address

• BSB/Account number (for settlements)

• That the account is active

This allows payouts to flow correctly and prevents funds being sent to incorrect or unverified accounts.

Yes. All information is handled securely and stored according to financial verification and anti-fraud compliance policies. Bountti never shares your data with third parties without your authorization.

Because Bountti prioritizes long-term account protection.

Many businesses face:

• Sudden account closures

• Frozen or held funds

• Unexpected rate increases

• Rejected settlements due to incomplete verification

Bountti verification process helps prevent those problems and ensures your payment account remains stable and reliable.

Because Bountti focuses on long-term account stability, not short-term sign-ups.

Collecting key details upfront allows us to:

• Match you with the lowest available rates

• Ensure instant smooth approvals

• Prevent issues like frozen funds, sudden account closures, or payout delays

This is a standard best-practice across top-tier global payment networks.

Most accounts are approved within 2-5 business days, depending on document completeness, accuracy and provider requirements.